No paperwork. No branch visits. Just simple, guided support — right from your phone.
Home Loan, Balance Transfer, or Top-up – we’ll help you apply easily and get the best offer
With years of experience in the home finance industry, we help thousands of customers find the best loan offers, faster approvals, and stress-free processing.
Rated by thousands of happy home buyers across India.
Recognised for transparent advice and seamless service.
We simplify the entire process — from document collection to final approval
We compare multiple offers and help you pick what truly suits your needs
Stay updated at every step with real-time assistance and quick turnaround
Whether you’re buying your first home or transferring your existing loan, we offer simple, secure, and expert-backed solutions tailored to your needs.
We help you choose the best loan based on your income, property, and future plans.
Switch your high-interest loan to a better deal and reduce your EMI burden.
All your documents and personal data are handled with complete privacy and care
Apply, connect, and get expert guidance – all from the comfort of your home. No long forms, no bank visits.
Our team helps you choose the best loan option for your budget and needs.
Repo rate linked interest rates
We simplify and speed up your loan journey.
Get fast and flexible home loans with low interest rates and minimal documentation. Perfect for first-time buyers or those upgrading their dream home.
Transfer your existing home loan to us and enjoy lower EMIs, better interest rates, and zero hidden charges
Need extra funds? Get a top-up on your existing loan at attractive rates - for renovation, education, or emergencies.
Not sure if you’re eligible? Use our instant online check and find out in minutes - no paperwork, no waiting.
Quick answers to the most common queries our customers have about loans, eligibility, documents, and more.
There are two types of rates of interest, Fixed and Floating rate of interest. Floating rate of interest is the rate which is linked to the movement of repo rate. If the repo rate increases, the interest rate will increase and vice versa. While Fixed interest rate is where the rate of interest is same for initial few years/tenure of the loan and then it is converted to floating rate of interest.
The parameters considered for approving Home Loan includes bureau score (CIBIL), income, employment history, property details and valuation among others. The ability to make a down payment is also considered in home loan cases.
For Home Loan it is up to 20 years and for non-home loans i.e. LAP it is up to 15 years.
It has a temporary impact on the credit score. However, if the EMI payments are done timely, then it can improve your credit score in future.
Property documents are required to assess the property’s value, verify ownership, and to ensure it meets all the legal norms specified by the government and regulators.
The property valuation process involves a visit by a valuation team. During this visit the appraiser conducts an on-site inspection to assess aspects of the property that may impact on its value.
It is commonly known as Loan to Value (LTV) which means loan amount as a percentage of the property value. The percentage of LTV depends on the type of property and type of loan. For Home loan it is up to 90% (depending upon the loan amount) and for Non-Home loan such as LAP and NRP it is up-to 80%.
Ghansoli, Navi Mumbai
+91 70211 16096
dakshhomeloans@gmail.com